BIG Capital One + Discover Card Details REVEALED!
Video Overview & Insights
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❓👇 DISCOVER - CAPITAL ONE FAQ PAGE
https://www.capitalone.com/updates/discover/card-faqs/
Capital one gave me $125 interest fee, I'm pissed, they're going to have to do something about this. With discover that was my monthly payment. WTF.
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just wait if you try and get gift cards you must give them your drivers license and send a selfie to a third party app BS so they get more data on you they say its fraud protection but two factor works well they are already throwing up hurdles I miss discover already i may go chase freedom of flex hAD CAPITALONE YEARS AGO THEY DELETED MY ACCOUNT BECAUSE I HAD NOT USED THEY WASHED A BUNCH PEOPLE OUT LOST A LONG CREDIT HISTORY I DONT TRUST THEM AT ALL
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My account was converted this weekend and today Capital One started declining charges from online accounts. Called Capital One and they told me that the card info submitted had an expired date even though I saw on those sites that the expiration date was 5/30. Major FUBAR on there part.
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Am I going to be able to use my venture and savor credit cards overseas?
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I hate how the worst CC company bought the best.
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I have discover as well as quicksilver and savor. I have zero balances on them and just waiting to see how the transformation happens before I cancel them all. I have several other cards and have fortunate not to carry a balance, always been able to pay them off in full. I thought Captial One was a great card to have, but I've had alot of problems with the cards and the customer service is just awful, I really wouldn't recommend them to anyone, especially their checking and savings account.
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My Discovery was just closed for no reason.
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You forgot to talk about discover closed accounts that people are still making payments to.
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I work in the Hotel business and never use these portals as they book you thru a third party such as Expedia. Most of the time 3rd party reservations are not refundable or you can not cancel either. These are a joke and customer service is over in India and you can not understand these people.
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Can we upgrade a Discover it Chrome card to a Discover it Cash Back or Discover it Miles card? Because what happens with the Discover It Chrome Card?
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Its ALOT of changes. FYI if you try to buy lottery, capitalone will decline the transaction. They stated it’s to protect customers from gambling debt. .. I told them when did Capital One become healthcare professionals? And who asked you to protect me from gambling debt? 😂 Then they tried to say it’s a risk because the platform for gambling is through a third-party… I told them that so is Amazon and Walmart and yet you let transactions go through and I put in multiple complaints about those businesses and your third-party is STILL charging my card and you guys have yet to do anything about it! The rep and there specialized department was dumbfounded, had nothing to say. All these changes is just a way for Capital One to control people and how they spend their money and I had to advise them that this is a DEBIT CARD where I transfer funds, it’s not a credit card where I’m given funds by a bank. So what risk are you talking about?.. THERE’S NO RISK… and if you’re backed by the FDIC, then I suggest you use that department and investigate the issue, not restrict your customers. And now when I call, it’s always some damn foreigner answering… I was told by a supervisor you have to. ” REQUEST” to speak to an American rep… They think we’re all stupid towns folks.
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What about the discover debit card with checking and savings?
🎬 CHAPTERS
00:00 - Intro
This sucks, my CapitalOne Venture card just got declined for being a discover card.
I loved my Venture card. Thumbs down.
1:02 - The Brand
2:08 - Cashback Match
Here is my question will I have to open a capital one account in order to set up for the app? Trying to set up the app now but so far no info on it or if need to? I know he said would be on the app to see it but how the hell does one get just the account setup to be ahead of the app change over?
3:05 - Old 5% Cashback Categories
3:50 - New 5% Cashback Categories
This will be a nightmare internally. Dropping C1
6:19 - New Offers
7:20 - Redeeming Rewards
What’s going on with the banking side. Checking and savings
8:43 - Referrals
9:06 - New Cards and Numbers
The new credit card designs are absolutely garbage. I hate Capital One and this merger bs made me hate them even more! 😡
10:16 - Credit Scores, Limits, and APR
11:43 - The Unknown
Great video and information... One thing I was wondering.... I have my checking account linked with Discover and when I have a payment due, I go to Discover and pay full balance and the amount comes off my bank account the next day...... Is that still going to work when capital one takes over?
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#creditcard #creditcards #capitalone
So this has had some side impacts. Have a couple checking account but also have Capital One where about 30% of my payroll is deposited into it. Anyhow I travel 100% outside of USA for work. I am here in Eastern Europe and wanted some local currency. Went to withdraw and Capitol One uses Discover network for debit. I could not withdraw. Real pain in the butt. Luckily I got a Chase and Amex checking account so Chase was to the rescue. Everyone should be aware if you travel Discover network is even less accepted then Amex.
More User Perspectives
I still haven’t gotten an email about any changes with my Discover card. I got a letter in the mail a few months ago about the merger, but that was it.
@mocowan6642I have yet to get this email or any communication regarding all this. Kind of concerned now lol
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Is Capital One moving all their cards to the Discover Network?
@DreLBrown529I keep money in the Discover BANK! Did Cap One ALSO take over the bank?
@Avalanche8970I find it interesting this is happening given that I just so happen to have buddies that currently work on the corporate side of CapitalOne.
I can actually share questions and grievances to them since they’re part of the transition team out near DC.
My oldest card is Discover, so I’ll annoy them with my own questions as well.
Mark I have to say if the Discover Card becomes part of the Capital One points transferable cards it would be very powerul! Why? Because Capital One could compete with the "Chase Trifecta" Plus With the Capital One Venrure one Card, the Quick Silver and Savor one this would be the only no annual fee "Quadfecta" set up the travel space! Talk about giving Chase a run for their money!
@dennisdunn7785Discover- Worthless outside the US as they have very low acceptance .
@davidcosgrove2625Shout out to Capital One who opened a fraudulent line of credit in my name and sent it to someone four hours away from any recorded address on my credit file.
@alkalizeif someone has the savor can they product change to the discover it?
@dhiyaesmail1297So since I already have 2 Discover cards, and my Capital One Quicksilver under the Discover network just arrived today, will that be an issue with Discovers 2 card maximum rule?
@StrongEnough78capital one since move to discover does it work in italy
@Brooklynapolii hate the capital 1 takeover. they will be cancelling my discover credit card in june because i dont have us address. im so pissed i hate capital one takeover. they are faqqing up all that is great about discover credit card. discover hands down best customer aervice👍
@yamatomusashi1I planning to add secured card and discover card put option $200 500 1000 and $2500. Which one you should pick?
@KaniZRCMark, you neglected to talk about Capitol One penalty rates. If you late pay, then the penalty interest rate goes into effect forever more. That's what made me stay away from Capitol One.
@klah2uIf they remove the Venture X from the visa network. It’ll be useless for international travel. They can’t be that dumb.
@Danny-iu1fqThe discover card does not work in Italy. It worked in Barcelona
@cps525i7Great stuff, thank you
@tommyg1814I dislike capital one. Once capital one take over Discovery card I’ll park the card. 12 with Discovery
@GOTTAHOLEI love Discover I hate capital one !!
@vistabadboiDiscover Card was my very first Credit Card, which I got way back when Discover was a Sears property.
@MrDesoto1What will happen to Discover Debit, Checking, and Savings accounts?
@LuisRodriguezSabalaWhat will happen to discover it miles card?
@michaeltravers3095Maybe I missed it, but… what about cashing out our 5% cashback on our Discover cards? Just sent my cashback match to my bank account last week?
@m4dski11zdotcomCool, informative vid, sir.
Be very careful with that 2x or 2% at Walmart offer. You have to read the terms. You can only buy up to 10 items, and what you can earn on, sadly, is very narrow. Groceries are NOT INCLUDED.
i have discover, shouldn't the cashback be active 24/7, don't see the point of activating it quarterly.
@newkirk7591I have both and Capital one sucks. The only reason I still have the card is because it's one of my oldest credit cards that I have. Smh
@jayevans6077Yeah right, they’ll probably be changing that up next year. Also discover is known to be generous with credit limit increases. Meanwhile Capital One is known to be very stingy so good luck to you all with high credit limits. You better use it up or else they will slash it
@kelechinwadigo3260I hope they keep with Discover's customer service. They've always been the best.
@StrongEnough78Will my cash-back in my discover transfer over to capital one or do I have to redeem?
@Jake8snow