MY MONEY MANAGEMENT ROUTINE: How I Organize My Finances in My 30s 💰

This video is so helpful! I wrote down the rules so I can track it!

Thank you so much for your this👏🏼🙏🏼
Hair plug please

All of them

Thank you, Evette! Finances is something that has been hard for me. I had a horrible example growing up and I tend to kind of just ignore it bc I want to avoid the reality. Im better now but can always be better!

12:35 I’m so happy an influencer said this. I literally just had an issue with my fridge this morning and it was a quick fix with a call to maintenance. All I kept thinking about was “what if I owned this home. This would’ve easily been a $500-1000+ issue. I’m a huge advocate for renting!

Cash advance apps will have you stuck ina cycle if you arent careful. Certain ones you can revoke your ACH authorization if needed. They are relentless when it comes to taking that money out and will overdraft you if you don't have enough for whatever reason.

I love your videos ❤. Can you put the mic on, just for better voice quality ❤

Paying off credit card debt and building my get tf out of corporate America expenses saving account is my 2026 focus 😂😅😂

I inspire to be debt free by 2027/2028🙏🏾 this includes student loans

I felt that way about owning my own home amd I said renting but the rent goes up every year like 2/1 for me apartment is 1600 and he got going up again for new year so I’m thinking as least my mortgage price don’t change yearly

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Sounds like you’re on the Ramsey baby steps plan except for the cash advance advice. They would recommend you use your emergency fund for emergencies and then rebuild it back up.

Right on time ,my problem right now is I’m working prn while in school and a mother of 2. And I basically work on my mom schedule so she could help me watch them at night. Money isn’t a problem but having just prn n can’t work like u want is the issue .

Thank you for explaining the pay yourself first concept. I’ve heard it but no one ever broke it down clearly. It was always spoken in a way that goes over your head

I pray to become debt-free. Thank you for sharing this valuable information.♥️

Nice! I will add and index universal life insurance policy or annuities are more safe if you want to build money! They participate in market gains not the loss…
I love your videos 💚

Evette thank you so much for your motivation, knowledge, positivity, wisdom, affirmations - they help me to be in a good mood everyday and treat myself better, take a good care of myself, i remembered what is it - to be a woman, to be feminine, thanks to you. i watched so many old videos of yours back to 2024 and going to continue doing that, my morning always starts with your videos! Thank you so much and hello from Russia <3

The debt piece for me is easy. I'm working on savings in general 😊

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Did you say your 30s? Girl I am 25 and I thought you were younger than me.

Off topic, but if you don’t mind, where did you get the wallpaper? 😂 I’m redecorating my house and that is gorgeous.

This is a Dave Ramsey format.

First time watching your videos thanks 😊

Wow! this really helped me.. thank you! I used to be good with money, but then I started over spending on things I wanted! uhhhhh now I am starting completely over. In good news, I paid off my car last week!!!

brains & beauty! rooting for you girl! thanks for the advice x

I’m a girl in my early 20s and this is so helpful for my future ❤thank you

Love you girl such of great adviser ❤❤❤❤ Blessings beautiful🙏🏻✨🤗

I’ve been drowning in debt since 2022 and I’m finally ready to admit to myself it’s from my own actions spending frivolously instead of thinking things through.

I was fortunate enough to be helped out of debt and put myself right back into it like a fool (although not as bad) and now I’m trying to do better and map out a game plan and not become so overwhelmed in the process.

Right now the debt I’m focused on is my 4K credit card debt. I was expecting a financial aid check to give me 2K to knock it down but now I’m gonna set 1K aside for emergencies, and toss the other 1K at the debt and then slowly pay it down overtime from there.

I have loans to pay as well but I’m not gonna stress myself over those set rates I’m expected to pay on for years, Instead im gonna get to a more calm space so I can then toss more at them in bulk.

Thank you so much for your content! It has really been helpful in me having my life more organized. Can you please do another video talking about finances?

Thanks so much for this video. I really appreciate the tips. I am currently saving my emergency fund and will have $1,000 by December 31st. Starting January 2026 I will be starting a debt snowball to pay down my debt. I have been working on a strict budget. I am decreasing my variable expenses and working towards increasing my income. I live below my means when it comes to buying things by becoming a tiktok shop creator so I get free products, and if I make a sale I get commission. After I pay down my debt I will tap into saving 3-6 months expenses and investing.

Your hair 😍 I love the streak that is coming in, I can't wait until mine comes in! I use Rocket Money to track every dollar, love it, I see the categories my money is going to and plan better for next month. My biggest issue is groceries, I like to eat organic, whole foods, but realistically I can't do all the protein (except my eggs) organic/pasture raised.

Great vid!! Love the advice! Wall paper link??

5:00

Can you please help me get more organized. I live in Atlanta and I would love some advice. I’m 60 and starting over

We need more financial glow up guru

Girl I was literally just organising my finances this weekend! It’s crazy how much money gets spent on useless thing when u don’t plan out! (I was spending far too much on groceries)

Wish more young people had being debt free as a goal. It will change your life. When my friend told me she was debt free years ago, I cried because I was so happy for her. It is such a rare thing. I was taught it was a way of life. That is a lie from the enemy. True freedom is being debt free. Oh, by the way...I am debt free too😊. Wishing the same to everyone!

Your videos are so timely! I was planning on completing a budget and business goals later this month. I’m 64 years old and my advice to young people is to start investing ASAP. My husband and I started when we were in our 20’s and that was the wisest thing we ever did! We are not millionaires but definitely live comfortably. 😊

Thank you for sharing this video is super helpful ,inspiring, informative I will be definitely working on all areas you spoke about….at times I’m wondering in you are reading your mind followers mind touching topic is like Kera_star need to hear this…. Love you for free…. I have been on and off waiting for a new video ❤❤❤❤❤❤have a great week

Happy Sunday to everyone! In my case, I choose to buy rather than rent. It's a many-year effort, but it's worth it. I believe the important thing is to buy something small and away from your dream house. Once you finish paying for it, you can sell the apartment and aim to buy something bigger.

Hi Evette!! 😊Thank you for the video!! It was ON TIME!!🎉 I just got through spending an hour writing down a debt repayment action plan! All that you mentioned are all in my plan. I did a no spend challenge this past Summer to save money for very expensive car repairs. It definitely can be done with discipline, planning for the long term, and making sacrifices. This time around, the goal of the no spend challenge is to get out of debt and save money🎉 Have a great week! 🤗

Can’t wait to see your NEW project 🎉🎉🎉😃

Remember to put your savings in an high yield savings account.

Great video played out with simple executable actions!!! Can you recommend a budget template?

You fine 😍

Renting is definitely better than buying in this economy. I saw friend buy a house right after his promotion. Watching him made me realize I’m not ready for those expenses. I have a lot more freedom and more room in my finances than he does. We make the same amount of money

Thank you. This video has calmed my spirits about not owning a home yet

Yes, Dave Ramesey’s baby steps are essential!