The Ritz Card Has a Problem

You didn’t mention Club Level upgrades at Ritz hotel locations. Have you used that perk, or do you not stay at Ritz Carlton hotels because they are overpriced to begin with? Asking for a friend.😂

While, I have never owned the Ritz Carlton credit card. For me living in Los Angeles, with several Ritz Carlton properties it would, just be a "status symbol" card (my version of a "Black" card). (smile ... smile)

Searched for a link to the hacking video mentioned in a previous Marriott card strategy video. Can you send me a link? Thanks in advance.

Ritz is a great card that I only use for Marriott hotels and in hotel dining, global entry and rental cars. It's so easy to offset the AF with airfare and a single night hotel stay. If Chase keeps it as is I'll keep it forever, whereas in the next year I'm dumping CSR, CSR B, and Ink Preferred.

I have 3 Ritz-C cards, so even though I am curious about a premium card from Hyatt, I am heavily invested in Marriott due to all my Ritz-C cards.

I thought u were the dude from Trainspotting. lol. And that Sheraton in DEN made news. Largely bc how poor Marriott response was. Marriott gonna Bonvoy 😆😒

I don't understand why you guys have to spreadsheet your credit... and I have 1 Chase Sapphire Reserve + Preferred, 1 Amex plat, 1 Amex Biz plat, 2 Amex Gold, 1 Amex Biz gold, 1 Marriott Brilliant, 1 RC, 1 Hilton Surpass, 1 Hilton Aspire, 1 Bilt Palladium.

The trick to keep track of all their usage is actually quite easy - only remember the credit that you will use so you don't purposely use them.

I have had Ritz for about 5 years. I am new to the CSR and living in a suburb of NYC I can easily use the Exclusive Tables as well as StubHub. For this reason I will keep it. I have always gotten value from the Ritz and I will keep it as long as I continue to travel. If I ever stop traveling then it would not make sense to me (unless I take a flight or two each year). I have my choice of two Chase lounges at my home airports of JFK and LGA. Lounge access is important to me- That said- My adult children are both AU so even if I do stop traveling, they can continue to use the benefits.

Meh I got the Ritz Carlton card a few days ago. For my needs its more than enough.

4 minutes in and you talk about number of points . But you only tell half of math equation. If one property requires double the points but gives triple points per $ spent then more points per redemption is actually a better value. Please compare apples to apples & also compare how each property awards those points.

I don’t have the Ritz yet, but definitely want it. Has so many perks and I’d direct my hotel credits on my Delta cards - DS Reserve and Plat as well as Venture X and CSP to stay ay Marriotts.

Do you still have the AA Globe? Thoughts? I love both of my Delta cards.

Just upgraded to the Ritz last week, and opted CFU->CSP and CSR->CFF. The 'problem' framing is mostly clickbait (referring to the whole Ritz card YouTube space). The $300 travel credit drops the effective fee to ~$150, and the 85k free-night cert (toppable to 110k) clears that on a single luxury redemption.

I run a small business, and this card adds authorized users for $0, each getting their own Priority Pass, Sapphire Lounges included, plus primary auto rental CDW and trip protections that rival the Sapphire Reserve. I know it's not a business card, but extending lounge access and rental coverage to my staff at no per-card fee is the real sleeper play. It's arguably one of the best lounge-access cards on the market for that alone.

Is it flawless? No. It extends Gold status, not Platinum status like the $650 Brilliant, and you can only product-change in. But at $450 (less than the $795 CSR) for that benefit stack, calling it a 'problem card' is reaching. It's a benefits card, not a spend card; judge it on that axis and it's one of the best premium cards Chase still offers.

Sticking with the Ritz Carlton for now. It's the go to for Priority Pass + Rental car coverage for myself + AUs. Thanks for the info + video!