Why Nobody Can Afford a Home Anymore
Video Overview & Insights
Ever wondered why buying a home today feels impossible, even if you earn a decent salary? Why your parents bought houses easily while you can’t even afford rent? In this video, Explains 101 breaks down the global housing crisis in the simplest way possible so anyone can understand.
Can our generation ever afford a home again? Drop your thoughts 👇
We explain how homes stopped being homes and turned into investment tools, why prices keep rising even when nobody’s buying, how Wall Street firms like Blackstone and Invitation Homes now own thousands of houses, and why landlords today are often hedge funds instead of humans.
You’ll also learn about land hoarding, zombie houses, Airbnbs replacing locals, and how government “solutions” often make the problem worse. Finally, we explore if renting is becoming the new normal and what could actually fix this broken system.
Something you left out was Private Equity buyers. Yes, corporate buyers have done tremendous damage to the U.S. market. However, the real villains are smaller, private equity firms, who in many markets, have bought as many as 40% of the available homes.
Using simple language, real-life examples, and clear visuals, we reveal why the dream of home ownership keeps slipping away for millions around the world.
Click here to get up to 60 FREE stocks & 8.1% APY with Moomoo: https://start.moomoo.com/01wfVM
This video should be watched by people who blame immigrants and illegal immigrants for the price of the houses.
Wants to support Explains 101, join the membership now: https://www.youtube.com/channel/UCLdLVA4iiC6x22Rb0_-R0nQ/join
Chapters:
the best option is a pay rent in 2026? what do you think?
0:00 Introduction
1:03 Section 1: When Houses Stopped Being Homes
People don't realize home ownership is a MASSIVE responsibility; " careful what you wish you just might get it "
2:48 Section 2: Why Prices Keep Going Up (Even When Nobody Buys)
5:37 Section 3: Your Landlord is a Hedge Fund
This video hit the spot dead on. Capitalism has people punching themselves in the face just to avoid a face punching. Profit over people is the money economy not the cooperation economy. If a system working means that a system helps everyone get what they need then this system is the opposite of that. If by a working system you mean can a greedy immoral person make a lot of money then yeah it works well. Getting the poor to fight over scraps so the rich can run away with the banquet is a little hard to swallow.
8:10 Section 4: Make the Problem and Sell the Solution
10:06 Section 5: Is Renting the New Normal?
Greed rules everything around
12:53 Conclusion
Most don’t make enough money to afford a home. Unfortunately that doesn’t stop people from getting one. They usually have to take loans to do major repairs, or to pay off credit card debt. It all stems from debt and income.
More User Perspectives
I hope so because the way the price is increasing per minute is alarming🙂
@ZariahFinanceAnd it just keeps getting MORE EXPENSIVE 😩
@LauraReed-wu2ww😮
@TushalKavithiya-i8nIf 10,000,000 illegal immigrants were forced to vacate the US, around 3 million units would be available.
That would DRASTICALLY lower housing costs throughout the US.
As for the jobs they do, put able-bodied welfare recipients on them, make prisoners actually earn their keep and simply deal with it.
If housing costs drop, a LOT of people would accept less money for the jobs they do.
I owned my home for over 26 years and is paid off, so did 3 of my other siblings!! Free and clear,.
@wolfyklipThis is so apt. Thank you
@thesmartmoneyclanYet socialism is somehow the enemy lol
@proudgoyimmI bought my 3 bedroom for 10k and I know the secret. It's the area and type of house. This is your first house, not your last. Stop looking in expensive urban/suburban areas. Those are all concrete houses that your parents got loans for. You can literally buy a manufactured house in a rural area for under 20k. Do it or don't do it, all I know is I own my 3 bedroom and it was only 10k. No it's not a mobile home or a trailer, that's different. Now I'm saving up a shit ton of money like this, so that I CAN buy what I want in the future, and in the meantime, I have a f**king nice 3 bedroom house....Your first house isn't your last house that costs 250k+.......
@jordan3649Stop saying nobody. It sounds like a teenager. I know the algorithm loves it, but I got to think there’s another way to attract attention with something more precise.
@oolala53Housing feels so out of reach now.
@MarkInvestsUSAWomp womp
@MrCapybaraLofiSit man 😮😮
@ALPHATHESIS10:32 wrong illustration, the land value tax is meant to be very high and replace all other taxes so that tax would be $150k to even $200k so you either have tenants in that apartment or sell it.
Meaning holding just land would be extremely expensive and even if big hedge funds held on for longer, they wouldn't be able to dodge the taxes so great, even more tax revenue as their land appreciates in value meaning no profits year by year on unproductive land.
You as a home owner would actually get a reduction in your total taxes as this higher property tax is much less than your previous property tax combined with income and all other taxes
"Ok... Will you sell me your first home at a cheap price?"
@violet-trashAn Australian here. The Neoliberal experiment should be brought to an end. Here the banks have couples on a treadmill of exhaustion paying massive mortgages so the banks can make billions and the flunkies running them can earn millions. Prior to deregulation a person on a minimum wage could buy a house. The banks kept a cap on the price of housing, the mortgage repayment couldn't exceed 25 per cent of ONE income.
@MrLeedebtGood video, but I’d be careful blaming only investors. In some areas, the bigger issue is simply not building enough housing for decades.
@EcomixSimpleYou could buy a house and build a family or you could live in the woods and buy a motorcycle
@roses-qv3rt8lj2eFew reasons:
1.) Home hoarding. Boomers love to be slumlords.
2.) 2% of the population is 40% of the billionaires. Their religion teaches the "goyim" (a slur like saying the N word) are just cattle. Insects without souls. And if you dine with one its like dining with a dog.
Because you are just cattle they dont mind bleeding you dry or poisoning you, usually flat out intentionally because they can find the link from, for example: glyphosate to cancer and push glyphosate while they invest in cancer treatment centers on the back end.
1 person should not be able to own more than 1 rental. 1 home. And maybe 1 vacation home. Outside of that the property tax should be ONE THOUSAND PERCENT so its flat out impossible to hoard homes.
Existence sucks these days
@Henry-tc9ew10:57 okay look, I hate big corporations probably more than the next guy, but private corporations own less than 1% of the single family homes in the country. It's probably still too many, but it's not driving the insane prices we've been seeing
@justa4cylind3rWhat about the fact that whenever there is a housing area being constructed, most have been SOLD OUT already like WHO THE FUCK IS BUYING UP ALL THE FUCKING HOUSES?!!
@timtams5283This video does not talk enough about density in big cities. Young people want to live near the centers and public transportation, as in Paris. They don't want to do 3hours commute every day as their parents. So in big cities, prices go even higher. We need density, public transportation, and hence high buildings to live in. That's what a land value tax could bring, it could answer very efficiently the crisis in big cities. Outside of these, what you explained in the video is enough
@GigaHugoI have figured it out. I'll just set the building ablaze and tben buy the property and build a house.
@dudo2249This system is made for machines not for people.
@DenisStarikovI live in gentrified Brooklyn under a rent controlled apartment. People out here really paying 3k/4k for apartments is wild. I’m Hispanic, not that it matters but let me tell you people think I’m collecting recycled trash when I leave for work in the morning 💀
Point is, unless you have rich parents you’re fu*ked out here
System , need a revolution
@ahmedhaddad94I feel so bad for people that are bought or are TRYING to buy a house after 2019
@roberthouston3809"They" cut it off when the Boomers got it good. Anyone Millennial and onward are screwed.
@SirIkeMediaHonestly, we would need a parabolic run. Whatever that means. Because I am not expecting bitcoin going to 1M... After the run it may crash again so 60k bitcoin feels cheap. Right now something seems off: institutions, ETFs, US SBR, countries warming up to 'crypto' regulations...and yet, bitcoin's just above 70k. Retail FOMO almost non-existent. Don't get me wrong, I am satisfied with the price - all my purchases are in green - but I guess I need some convincing price action to start accumulating again before the next pump…managed to grow a nest egg of around 100k to a decent 932k in the space of a few months. Thanks again, Elizabeth Anna, for the regular updates,
@Mathewhalterman10:55 They’re destroying our way of life. Yes, they must be prevented from buying up our homes.
@ledfarmer4571Very informative video. Thanks
@francinvestsThere should be housing price regulation a 2 bedroom house should be between 150k and 200k a 3 bedroom should be between 200k and 250k.
@Demonoicgamer666Housing really feels out of reach now.
@AlexsMoneyJourneyWho’s watching this in 2026
@Maxfromohio2155Why are apartments banned in some areas
@Maxfromohio2155How can we make houses more affordable
@Maxfromohio2155Intresing
@RAMFaujdar-w6eBoomers are going to be in for a rude awakening when they discover that their obscenely overpriced house has become an illiquid asset they can't sell at current prices because younger people are priced out of the market. It's already happening as the listing durations nationwide have skyrocketed.
@cjosephmandolin6341All the taxes sure as shit don't help !
@Incognito-fe8cwDude, I can’t both listen and read all your cartoon captions. Maybe leave the image on the screen longer or get rid of the cartoon captions lol.
@davewilson5048Everybody wants a house that goes up in price, even those who don't have one, it's fault of our human nature going unchecked and vicious
@waxy3220I feel like the reason to all of this is that companies are being greedy asf
@bella43-l7i